Terms and Conditions for Firescore.org

The Client must provide certain information upon registration. This information may include, but is not necessarily limited to, Name, E-mail Address, Address, Phone Number, etc. Clients should understand that the failure to provide registration information may result in the inability of the client to register for the course.

The Firescore.org course is available 24/7 on the web at https://firescore.org. Firescore.org will provide a certificate of course completion to the client when the client completes the course.

Further Information:

Course materials are provided through the Internet, and the course is accessible at any time. Individuals under the age of 16 should not use our service or submit any personal information.

The Firescore.org course is not mandatory in bankruptcy. Fees may be paid to attorneys for their assistance in administration of our course or for handling customer support issues. Attorneys are not permitted to represent to their clients that the course is mandatory as part of the bankruptcy. The Firescore.org course is optional, it is not required to be taken in bankruptcy, and you do not need to have filed bankruptcy to register for or to take the course.

Firescore.org does not collect or retain information from those known to be under the age of 16, and no part of the Web site is intended or developed to attract anyone under the age of 16.

Firescore.org Privacy Policy

Information Collected

There are several areas on the Web site where you may be asked to enter both personal and non-personal information. We may sell or share information submitted through our web site to our partners to improve the experience for our clients, including making them aware of relevant offers or products.

(a) Information we receive from your submitted registration form. To use Firescore.org’s services, when you come to the Web site you’ll need to provide personal information including but not limited to your Name, E-mail Address, Address, Phone Number, etc.

(b) Technical information we collect. Firescore.org collects and tracks certain user information to allow for easy course management. When you visit the Web site, our Web server may send a cookie to your computer. This cookie stores a limited amount of information about your site visit. The cookie tracks aggregate information on how our site is being used, including session counts, online advertising and effectiveness, navigation patterns, pages visited, etc. These cookies, however, do not store any personally identifiable information.

When you complete your registration form, we store your cookie identification in our system. This cookie allows our site to recognize you when you return. Firescore.org also utilizes Web Logs to track aggregate information about how our site is being used. Web Logs track anonymous user information, including the number of visitors to the Web site, operating systems, Internet Provider addresses (if publicly available), and browser type. Unlike cookies, Web Logs are maintained only on Firescore.org’s servers and do not store or place anything on the user’s computer.

If you come to the Web site from an online banner ad, an anonymous identification number may be passed to the Web site. Cookies may be placed on your computer and are used for online advertising and site analytics. This information cannot be used to gather any personally identifiable information about you. It will only allow us to track the overall effectiveness of our online advertising, marketing and banner advertisement campaigns. You can opt out of any interest based advertising here: optout.networkadvertising.org

(c) Information from the Contact / support@firescore.org section of the Web site is provided that you may contact Firescore.org. Participation in this area is completely voluntary and it is your choice whether or not you wish to contact us and / or disclose your personal information to us.

(d) Information collected on other sections of the Web site. Firescore.org may, from time to time, make various resources available to you at the Web site to help educate you about the wise use of credit, how to improve your credit after bankruptcy, etc. At times we may collect personal information in connection with providing such services.

How your information is used:

We use the information you provide in your registration form or other submission of information to provide you with an account, to confirm you have completed the course, allow you access to your completion certificate, and for you to access all course materials and other relevant products and services.

In addition, Firescore.org may disclose account or other personal information when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with Firescore.org’s rights or property, other Web site users, or anyone else that could be harmed by such activities.

Altering Information You Submit

You may be able to review and change personal information in an active account.

(a) Deleting your information. Federal and state regulations may require that we store completed Submissions for various periods of time. In order to comply with these regulations, we may be unable to delete information from our databases. Any removal request may be sent to support@firescore.org.

Security

Although Firescore.org has taken measures to ensure that your personal information is delivered and disclosed only in accordance with your instructions, Firescore.org cannot and does not guarantee that the personal information you provide will not be intercepted by others and decrypted.

Changes to Privacy Policy: If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will post such change on the Web site, and such change will be deemed to be effective 14 days from the date of such posting. In that instance, your ability to opt out of the new policy will be determined by applicable laws.

BY USING ANY SUCH SERVICES YOU ARE ACKNOWLEDGING THAT YOU HAVE READ AND UNDERSTAND THIS POLICY AND THAT YOU AGREE TO BE BOUND BY ITS TERMS. IF YOU DO NOT AGREE TO BE BOUND BY THE TERMS OF THE TERMS AND CONDITIONS AND THE PRIVACY POLICY, SIMPLY EXIT THIS PAGE WITHOUT ACCESSING OR USING OUR WEB SITE OR ANY OF OUR SERVICES.

PLEASE PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR OWN PERSONAL RECORDS. Last updated on July 12, 2020.